Fort Lauderdale & Miami Car Accident Lawyer
Auto Accidents in Miami and Fort Lauderdale, FL
If you have been involved in an auto accident in Miami of Fort Lauderdale Florida there are some important rights you need to be aware of.
Florida is a no fault state. What does this mean?
It means that regardless of who was at fault for the accident, your auto insurance carrier will be responsible to pay your first $10,000.00 in medical bills and lost wages. This type of insurance is called Personal Injury Protection or PIP. So, if you were in an accident, regardless of whether it was your fault or not, if you have auto insurance then you will be able to be treated by the doctor’s of your choice, and your insurance company will pay for those bills. A Miami or Fort Lauderdale personal injury attorney from the Law Offices of Gilbert and Smallman will help you set up your PIP claim with your insurance company and make sure you get the benefits and treatment you deserve.
What happens after my Personal Injury Protection benefits have been exhausted?
After the first $10,000.00 in medical benefits have been paid our by your insurance carrier, the at-fault driver is then responsible for all additional damages. Often time’s one trip to the emergency room can exhaust the PIP benefits, then leaving you with need to treat further for rehabilitation. A Miami or Fort Lauderdale personal injury lawyer from the Law Offices of Gilbert & Smallman will assist you setting up a claim through the at fault driver’s insurance company and help you get the compensation and treatment you deserve.
What if the at-fault party has no insurance or too little insurance?
In that case it is always good to have Uninsured Motorists (UM) coverage through your insurer. You can pay extra every month to afford yourself protection from this situation. Often time’s people drive without insurance and get in accidents. If this happens to you and you don’t have UM coverage, you may have no claim. However if you have UM coverage, regardless of the other parties coverage, you will always be protected. We recommend that everyone carries UM coverage to the maximum amount allowable if you can afford it. The Miami and Fort Lauderdale personal injury lawyers at the Law Offices of Gilbert and Smallman will help you open your UM claim with your own insurance company and assist you in getting the treatment and settlement you deserve.
Should I see the doctor for my injuries?
If you have been injured, then yes. An injury from an automobile accident can affect you for the rest of your life. Seek help and treatment now while your treatment options and insurance claims are available. Our law firm works hand in hand with many different types of doctor’s with offices all across the Miami and Fort Lauderdale area. We will assist you in getting the treatment you need and deserve.
My car has property damage, will that be repaired?
If the other party was at-fault, then they should pay for your damage. We recommend you take pictures of the damage to your car and get a vehicle estimate from a trusted auto repair shop. If the other party does not have insurance, then your insurance company should pay for the damage, less whatever deductible you have according to your policy. A Miami or Fort Lauderdale personal injury lawyer at the Law Offices of Gilbert and Smallman will assist you in getting your car repaired. At times, the damage to the car exceeds the value of the car, your car will be deemed a total loss, and your car will have to be valued so you can be compensated for the loss.
Do I have to pay you any money up front to represent me?
NO. We work on a contingency fee basis. This means that we will only get paid attorney’s fees if we are able to recover a settlement for you. Our Miami and Fort Lauderdale offices offer free consultations. If you or someone you care about have been in an automobile accident, contact us immediately to set up your free consultation where we will analyze your case at no cost and let you know your rights.
Our attorney pratice areas include:
- Tallahassee Personal Injury
- Criminal Defense
- Personal Injury
- Wrongful Death
- Medical Malpractice
- Brain Injury
- Commercial Litigation
- Corporate Formation
- Entertainment Law
- Intellectual Property
- Real Estate law
- Slip and Fall
- Defective Products
- Workers Compensation
- Defectice Drugs and Medical Supplies
- Environmental Toxic Torts
- Mesothelioma & Asbestos
- Animal Bites